Mutual exchange applications

Swap your home with a Mutual Exchange

If you have a secure, assured, or fixed-term tenancy with us, you may be eligible to swap your home through a mutual exchange. This involves exchanging homes with another social housing tenant, whether they rent from us (SNG), another housing association, or a local council.

Mutual exchange might be right for you if you:

  • Live in an overcrowded home
  • Are under-occupying your home
  • Want to move to a different area for work or family reasons.

How to find your new home

We've partnered with Homeswapper Opens in new window, a free online service that connects tenants with suitable properties. 

You can search for homes based on location, minimum and maximum number of bedrooms, and rent. You can also filter your search based on type of tenancy, special provision, level of urgency and property features.

You must enter information about your current home into the website. The more information you put, the more likely you will be successful. You need to include information such as its size, type of property, location, special features and rent.

(If you're not online, most local libraries offer online access or we have computers in our Wembley and Hertford offices that you can use. Visit our Getting online page for information on other support from SNG.)

After you have found a home to exchange you must apply to us for permission. 

While a mutual exchange can take a number of months, we will work to get you moved as soon as we can.

Please check the information below for more details, including reasons why we may not give you permission to exchange.

Making it a positive experience

A mutual exchange is a really great way to offer flexibility and an opportunity to relocate. To ensure a smooth process, we encourage you to:

  • Carefully consider your decision
  • Leave your home in the same clean and clear condition you'd expect from your exchange partner

We cannot take responsibility for any unresolved issues between tenants, so it’s essential to address these directly with your exchange partner.

Learn more

Have a read through our FAQ section below to see if a mutual exchange is right for you - and to understand what to expect throughout the process.

FAQs